Should I Defer My Mortgage? What You Should Know

Thursday Apr 02nd, 2020


For those of you who follow me on Social Media, you may have seen my video post on deferring mortgages. Much to my surprise, that post was hugely popular with tons of shares, comments and views! I figure one of two things were happening, either people have a lot of extra time on their hands, or they really are wondering about deferring their mortgages.   What’s the deal?   The big six banks (TD, RBC, CIBC, Scotia, Bank of Montreal and National) have decided to offer... [read more]

Can Your Home Affect Your Health?

Friday Mar 06th, 2020


Yes, but “right-sizing” could be just the right medicine!   The Crisis of Social Isolation Your family home, once a bustling hub of activity, may have become a much quieter a place in your older years. Research shows that older Canadians are growing increasingly lonely and isolated, enough so that some are calling it a public health crisis. Mariam Larson, a gerontologist and coordinator with Allies in Aging says, "It's worse than smoking. It's worse... [read more]

Three Tips to Consider Before you Renovate!

Thursday Feb 20th, 2020


Renovating your home to update its look, or better fit your family’s needs, is a great investment in your life, especially if you plan to stay in your home for the next several years. However, it’s also important to have a sense  of the kind of return your renovations will give you, should you decide to sell. A few things to consider…   Understand Your Neighbourhood!   There are certain renovations that are simply a must. For example, in my... [read more]

Right-Size Into The Home of Your Retirement Dreams!

Wednesday Jan 29th, 2020


Your older years deserve a Right-Sizing of your living space that fits with your new reality. This is not the end of your ‘prime’ years but the next step in a simpler more fulfilling time in life. Move past the negativity that the term "downsizing" can bring. Right-sizing into your ideal home should be nothing but exciting and positive!   We are so fortunate to be living in a time when life expectancy is the longest it has ever been, and more importantly, many... [read more]

The GTA Housing Market 2020

Thursday Jan 09th, 2020


  I’m not sure if I can count how often I get asked, “What’s happening with the housing market???” If you live in the GTA, it seems to be everyone’s favourite topic of conversation! And, why not; it’s been a roller-coaster ride over the the past several years. From the frenzy of 2016-early 2017 bidding wars and sky-high prices, to the abrupt downturn and stagnation of the market in mid 2017 through 2018, the housing market has been continuously in... [read more]

Six Things To Know About Condo Fees

Friday Dec 06th, 2019


                         Whether you are a first-time home buyer or a mature adult looking to downsize, condos can be a great way to get or stay in the home ownership game. You may, however, be feeling concerned about condo fees; how do they work and how will they impact your monthly budget. Read on for the six important things to know about condo fees…   1. How are Condo fees charged? Condo fees... [read more]

Does Your Home Fit Your Retirement Dreams?

Thursday Nov 14th, 2019


               Whether you are just starting retirement, or winding down your work to a slower pace, it’s time to have that first conversation with your loved ones about downsizing. Hitting your early 60s is a transitional time, and it marks the perfect point at which to examine how your home is working for your current life and the life that you plan for your future.    To get you started, think about the following... [read more]

Why NOW is a Great Time to Buy

Tuesday Feb 20th, 2018


As you’ve probably been hearing, the GTA housing market has been sluggish for the past several months. Houses are getting listed and often sitting on the market for weeks, sometimes needing a price reduction. This is a scenario that we haven’t seen in the GTA for years. Up until nine months ago, GTA home buyers were being faced with rapidly increasing prices and massive competition for homes.          So, why am I telling my clients that now is a great... [read more]

The 2018 GTA Real Estate Market

Wednesday Jan 31st, 2018


For anyone who follows the news, you know that 2017 was a whirlwind year for Real Estate in the GTA. Winter and early spring saw a red hot housing market. Houses were literally flying off the market with multiple offers and astronomically high sold prices. Then, BOOM, in the end of April, the government implemented the Foreign Buyers Tax and the residential market virtually froze. After a very quiet summer and early fall, we ended the year with plenty of inventory on the market and a small... [read more]

Foreclosure v.s. Power of Sale

Tuesday Dec 27th, 2016


In the unfortunate circumstance that a homeowner is past-due on their monthly mortgage payments, they pave the way for a “foreclosure” on their property. In today’s market, banks and other lenders do not turn to foreclosure to take away the homes of homeowners who are in arrears. Instead, they perform a "Power of Sale" which is wholly different from a Foreclosure. What is a Foreclosure? Foreclosures are laborious, grueling, and costly to both the... [read more]